Virtual Terminal

Our Virtual Terminal is a secure, browser-based interface that enables businesses to authorize, process and manage credit card transactions from any computer that has an Internet connection and a Web browser. After logging into their account using a unique user ID and a password, merchants can access the complete range of services -- authorizations for purchases, credits and returns, status and activity reports, and much more.

To authorize credit card transactions, the merchant must complete an electronic form that provides the system with the information it needs to complete the transaction. This information is encrypted using the latest 40 or 128-bit Secure Socket Layer (SSL) 3.0 technology and is sent to a host server. The server then sends the data through the authorization network to the appropriate card issuer's bank using a secure, proprietary connection.

When the process is complete -- this usually takes about three seconds -- the merchant receives an authorization number, and the server stores the transaction. Transactions are automatically settled each day and are typically funded within two to three business days.

Merchants can also check the status of transactions and run a variety of reports right from the user interface.

After successful authorization of an order, the system gives you total control of the options that you can choose for the transaction.
 

SYSTEM FUNCTIONS AND FEATURES

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