What kind of businesses do you
accept?
We accept retail, Internet based, including online
pharmacies, trade shows, mail order, telephone order, and
home based businesses.
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What credit cards will I be able to accept?
Initially, you will be able to accept MasterCard, Visa and
bank ATM debit cards. You will need to apply for American
Express and Discover at the same time. We will assist you
with the application process. There is no set up fee for
American Express and Discover Card.
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I am a new merchant. How can
Merchant Metro Services help me to start growing?
Few businesses are able to prosper if they are not able to
accept credit cards from their customers. If you are opening
a new business we strongly suggest that you fill out an
application so that we can discuss with you the many ways
that we can help your business grow. We will provide you
with the ability to accept credit cards, whether you are
opening an on-line business or a physical store. We'll
provide you with access to our customer service line that
will help you save time and money for your business.
Merchant Metro Services is here to help you understand how
fast, easy and profitable it can be to accept credit cards.
Be aware of some processors out there who are offering
merchant services which may appear to be similar to that of
Merchant Metro. They may charge you high application and
discount fees, offer leasing with no cancellation terms, or
sign you up for services that you just don't need. There are
literally hundreds of web sites out there selling you
unnecessary services.
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I already
have a merchant account. Why should I consider changing my
merchant account to Merchant Metro?
Merchant Metro will be able to offer you the latest
technological advances in credit card processing whether it
is done via desk top computer or personal digital assistant.
In addition, we will beat any merchant processing rate that
you currently have.
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What if I have
less than perfect credit?
Our approval rate
is 100%, so even if you have bad credit you have an excellent
chance of being approved anyway.
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Do you offer a merchant gateway?
Yes, our Payment Gateway is VeriSign 128 bit Secure. After
successful authorization of an order, Merchant Metro gives
you total control of the options that you can choose for the
transaction.
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The options available to you
are:
• Pending
by default, the transaction is
kept on 'Pending' mode, and remains so for twelve days, to
enable you use any other option. If you fail to use any of
the options, then the transaction is automatically deleted
from the entire system.
• Shipped/Order
Executed
If you select the 'Shipped/Order Executed' option, only then
is the transaction is captured, your customer's credit card
charged, and your account credited.
• Cancel
If, for some unforeseen reasons, you are unable to fulfill
your customer's orders, you can utilize the 'Cancel' option
and the entire transaction is cancelled.
•
Partial
Execution
Also, if you are able to
execute the order partially only, only your desired partial
amount will be charged to your customer's credit card and
the balance will be cancelled. No cancellation fee, with
regards to the cancelled amount, will be charged to you.
•
Merchant Metro Variable Amount Interface
Ideal for merchants with a web storefront, The Web Link uses
a easy-to-use HTML form post interface for credit card and
net banking transaction authorization.
• Merchant Metro
Shopping Cart Interface
For merchants without web developing resources, the shopping
cart allows the sub-merchant to integrate a shopping cart
directly into their website in a matter of a couple of
hours.
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Do I need a business
license?
No, you do not necessarily need to have a business license
or trade name registration, but you do need to have a
business that has been duly incorporated according to local
applicable law.
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What is the discount
rate?
Every bank charges a discount rate. The discount rate is the
percentage of each transaction that the processing company
charges to handle the transaction for you, Our discount
rates are exceptionally low for both retail (swiped)
merchants and for mail order/telephone order and Internet
merchants.
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What is the Address
Verification System?
If you sell mail order/telephone order, or through the
Internet, you don't want to send a product to a false
address and have a risk of receiving a chargeback. The
Address Verification System (AVS) lets you enter the
customer's home address and compares it to the address on
file with their credit card company. If someone uses a
stolen card, and wants products shipped to a false address,
AVS will detect this for you.
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Will I receive a
statement?
Yes. You will receive a comprehensive merchant statement on
a monthly basis. It will list all your bank deposits,
credits, debits, and total sales volume.
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How will I get my money?
Your money will be deposited directly into your current
business checking account. Funds are usually available
within 2 business days (sometimes slightly longer if your
business is considered high risk).
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How do I apply?
Just fill out the free, no obligation, online
Merchant Account
Application. We will contact you within 24 hours (not
including weekends and holidays) to discuss it with you.
After we discuss your preliminary application, if you wish
to proceed we will send you a simple to fill out,
application package. Once the application has been completed
and returned to us we will let you know the ultimate results
within 48 hours
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How long does the
approval process take?
Once we receive all the paperwork you will be notified of
the outcome in 48 hours. If you are approved, and this is
very likely, we will quickly begin the startup process to
get you up and running as quickly as possible.
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Is there a
service phone number that I can call if I need help?
Yes! You will have live,
toll-free merchant assistance available to you between the
hours of 9:00 AM and 6:00 PM EST, Monday through Friday at
1-941-592-2010.
After regular business hours we can still be reached by
E-mail and will respond immediately to any urgent request
for help.
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